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HR-8495House2026-04-24Economics and Public Finance

Financial Services and General Government Appropriations Act, 2027

YourVoice.Now Summary

Your MoneyWorkers & JobsCivil LibertiesCriminal Justice & Due ProcessCorporate BenefitsEnvironmentTransparency & AccountabilityTargeted & Unrelated ProvisionsGun Laws

Funds the IRS, the courts, and dozens of agencies for 2027 — and blocks free IRS online filing and D.C.'s assisted-dying law.

Your Money

Free tax help — $46 million for volunteer return preparation

Volunteer sites help lower-income filers finish returns at no cost. The plan also sets aside $12 million for elderly filers and $28 million for low-income tax clinics.

Gas stoves — no federal rule may ban them

Section 502 stops the Consumer Product Safety Commission from writing or enforcing any rule that bans gas stoves as a class of product.

Rural post offices — no funds to close or consolidate them

The Postal Service could not use this money to shut or merge small rural and other small post offices. Free mail for overseas voters and blind readers also continues.

Small-business loans — up to $35.5 billion in guarantees

The Small Business Administration could back that much general business lending in 2027. Of it, $10 billion is held for small manufacturers that make everything in the United States.

Free IRS online filing — blocked without four committees' approval

Section 113 bars any money for building or offering a free public tax-filing tool. The IRS would first need sign-off from four committees in Congress.

Federal worker health plans — abortion coverage barred except rape, incest, life

Sections 613 and 614 keep a long-standing ban on paying for abortion through federal employee health plans. The exceptions are rape, incest, and danger to the mother's life.

Federal health plans — no coverage for gender-transition care

Section 761 bars federal employee plans from covering surgery, puberty blockers, or hormone therapy for gender transition. It reaches money from this plan and earlier ones.

Table saw safety rule — blocked from taking effect

A 2017 standard would make table saws stop the blade on contact with skin. Section 503 blocks money to finish or enforce it.

Federal retirement plan — funds chosen by climate or social rules barred

Section 754 keeps the Thrift Savings Plan, the retirement plan for federal workers and service members, from offering funds that pick investments mainly on environmental, social, or governance grounds.

Workers & Jobs

Federal jobs — no funds to study outsourcing them to contractors

Section 741 bars agencies from starting or announcing a public-private competition to move federal work to contractors.

Federal blue-collar pay — raises capped at the office-staff raise

Section 737 ties trade and craft workers' 2027 raises to what desk staff get. Local wage surveys could not push their pay above that level.

Political appointees' pay — frozen at December 31, 2026 levels

Section 747 holds the Vice President's pay and senior political appointees' pay flat through calendar 2027. Career staff below those levels are not affected.

Union access to workers — no home addresses without written consent

Section 716 bars agencies from giving a federal worker's home address to a labor union. The worker's own approval or a court order is the only route.

Diversity training for federal staff — no funds government-wide

Section 636 blocks money for any office, program, or training on diversity, equity, and inclusion at the agencies funded here.

Civil Liberties

Government speech labeling — no funds to call your posts misinformation

Section 755 bars agencies from tagging an American's words as mis-, dis-, or mal-information. It also stops funding groups that press platforms to remove lawful speech.

Internet use tracking — agencies barred from building personal browsing records

Section 725 bars agencies from collecting or combining data that identifies which websites a person visits. Law enforcement and site-security uses are excepted.

Religious views on marriage — federal penalties barred for acting on them

Section 639 bars the government from pulling a grant, contract, license, tax exemption, or benefit because a person acts on the belief that marriage is one man and one woman.

COVID mask and vaccine mandates — no funds to enforce any

Section 758 blocks money for any COVID-19 mask or vaccine requirement. Section 830 applies the same bar to the District of Columbia.

Digital dollar — Treasury barred from building or studying one

Section 136 stops Treasury from studying, designing, or building a U.S. central bank digital currency. It also bars any part in a decision to stop using paper money.

Federal help registering voters — 2021 order blocked except three sections

Executive Order 14019 directed agencies to help people register and vote. Section 757 blocks money to carry out all of it except sections 7, 8, and 10.

Cities allowing non-citizen voting — all federal money cut off

Section 753 withholds federal money from any state, city, or town that lets non-citizens vote in federal elections. Section 643 separately bars spending that helps a non-citizen register.

Assisted dying in D.C. — 2016 law repealed by Congress

Section 820 repeals the District's Death With Dignity Act and blocks the city from passing a similar law. Terminally ill D.C. residents would lose that option.

Criminal Justice & Due Process

Public defenders — $1.79 billion for lawyers for people who cannot pay

Federal defender offices and court-appointed lawyers are paid from this line. It also covers the investigators and experts those lawyers hire.

D.C. drug penalties — city barred from lowering them

Section 809 stops the District from cutting penalties for possessing, using, or selling Schedule I drugs. That includes THC products sold for recreational use.

Drug trafficking task forces — $299.6 million, over half to local police

The High Intensity Drug Trafficking Areas program pays for joint federal, state, and local drug squads. At least 51 percent must reach state and local agencies within 120 days.

D.C. police reform law — no money to carry it out

Section 828 blocks the District from spending any money to run its 2022 Comprehensive Policing and Justice Reform Act.

D.C. youth sentencing breaks — two parts of a 2018 law repealed

Section 829 repeals parts of the Youth Rehabilitation Amendment Act that let judges give lighter sentences to young adults. The older rules come back.

Corporate Benefits

Bank oversight line — Federal Reserve threshold raised to $12 billion

Section 901 orders the Federal Reserve to raise the asset cutoff in its small bank holding company policy to $12 billion. Firms under that line face lighter capital rules.

Costly new rules — none allowed with $100 million yearly effect

Section 644 blocks money for any new rule the White House regulatory office finds would hit the economy for $100 million a year, or sharply raise prices. It reaches every agency funded here.

Unfair competition rules — FTC barred from writing any

Section 510 blocks money for any rule defining unfair methods of competition under the FTC Act. The agency could still bring cases one at a time.

Income claims by sellers — FTC rules on them blocked

Section 509 stops the FTC from finishing its earnings-claims rule or its business-opportunity rule review. Those cover the income promises made to people buying into a business.

Internet providers — 2024 anti-discrimination rule not enforced

Section 507 blocks money for the 2024 FCC rule meant to stop unequal broadband access by income, race, or neighborhood.

Oil and gas companies in D.C. — shielded from consumer-protection claims

Section 832 bars the District from using its Consumer Protection Act against oil and gas firms over environmental claims.

Felony-convicted corporations — barred from new federal contracts and grants

Section 745 blocks awards to a company convicted of a federal felony within the past two years. An agency may still proceed after weighing suspension or debarment.

Environment

D.C. sewage overflow cleanup — $10 million, matched by the utility

The payment continues the long-term plan to cut combined sewer overflows into local rivers. D.C. Water must match every dollar.

Federal vehicle purchases — no electric cars, batteries, or chargers

Section 634 bars money for buying electric vehicles, batteries, or charging equipment for federal fleets. Hybrids, including plug-in hybrids, are still allowed.

Company climate reporting — SEC rule blocked from taking effect

Section 645 blocks money to finish or enforce the SEC's 2024 climate disclosure rule. Investors would not get the standard climate figures it required.

D.C. car emission limits — city barred from enforcing California standards

Section 822 stops the District from enforcing its December 2023 rule adopting California vehicle emission standards.

Small business climate programs — SBA barred from funding them

Section 522 blocks the Small Business Administration from spending anything on climate change initiatives.

Transparency & Accountability

Reporting fraud — contracts may not bar employees from it

Section 742 denies federal money to any company that makes staff sign agreements blocking them from reporting fraud, waste, or abuse.

Talking to Congress — no pay for officials who block employees

Section 713 cuts off the salary of any federal official who stops or punishes a worker for contacting a member of Congress.

Inspector general access — records must be given, delays reported

Section 623 bars agencies from withholding or slowing records an inspector general asks for. Failures must be reported to Congress within five days.

Executive orders — budget office must attach a five-year cost estimate

Section 202 requires a written statement of costs, benefits, and revenue for every executive order issued or revoked in 2027. Presidential memos need one only above $100 million.

Late agency reports — $100,000 cut for each day past deadline

Section 608 docks an agency's salary account $100,000 a day when it misses the spending report Congress requires.

Community lending guarantees — authority extended to December 31, 2028

The plan keeps the CDFI Fund's bond guarantee power in force through 2028. Commitments are capped at $500 million, and no new subsidy money is provided this year.

Political spending disclosure — SEC barred from requiring it

Section 632 blocks any SEC rule making companies disclose political donations, gifts to tax-exempt groups, or trade association dues.

Contractor political donations — agencies barred from asking bidders

Section 735 stops agencies from making a company reveal its political spending as a condition of bidding on federal work.

Company ownership records — funding frozen until reporting is narrowed

Section 131 withholds all money from Treasury's financial-crimes unit until it finalizes a 2025 rule that narrows who must report their true owners.

Targeted & Unrelated Provisions

Ten executive orders — every agency must follow them

Section 760 writes ten named executive orders into spending law. Every agency funded here would have to comply with each one.

Named fact-checking firms — barred from all federal money

Section 759 names NewsGuard and the Global Disinformation Index. It also reaches any group that rates the credibility of U.S. outlets based on lawful speech.

Hiring freeze at an SBA office — until a California post is filled

Section 523 blocks all hiring at the Small Business Administration's District of Columbia office until its Coachella Valley, California satellite office has a senior area manager.

Long Bridge rail project — exempt from an old D.C. rail law

Section 817 lifts an old District railroad restriction for the new Long Bridge over the Potomac. The project would add commuter and regional rail plus bike and pedestrian crossings.

Gun Laws

Concealed carry in D.C. — any state's permit would be honored

Section 827 lets anyone holding a valid weapons carry permit from any state or territory carry a concealed handgun in the District and on Metro.

IRS firearm purchases — capped at December 2022 levels

Section 114 bars the IRS from buying guns or ammunition beyond what it held on December 22, 2022.

More about this bill

If this passes, the IRS could not offer you a free way to file taxes online. Congress would have to sign off first. The same plan puts $3 billion into IRS phone help, walk-in service, and free tax preparation. It sets IRS enforcement at $3.6 billion. The money covers the budget year that starts October 1, 2026. The plan also funds the federal courts, the Treasury, and dozens of agencies. Those include the Federal Trade Commission, the Securities and Exchange Commission, and the Small Business Administration. It covers the District of Columbia budget too. Federal trial and appeals courts would get $6.4 billion. Another $1.8 billion pays lawyers for people who cannot afford one. Much of the text is a list of things agencies could not spend money on. No agency could issue a new rule with a $100 million yearly effect on the economy. The FTC could not write rules on unfair competition. The SEC could not finish its climate reporting rule. No agency could buy electric cars or chargers. Federal worker health plans could not cover abortion, except for rape, incest, or the mother's life. They also could not cover gender-transition care. People in the District of Columbia would see the sharpest changes. The city's 2016 assisted-dying law would be repealed. Its 2022 police-reform law and parts of its youth sentencing law would be blocked. Anyone with a gun permit from another state could carry a hidden handgun in D.C. Elsewhere, agencies could not label your posts as misinformation or build records of your web use.

Congressional Summary

Financial Services and General Government Appropriations Act, 2027 This bill provides FY2027 appropriations for several federal departments and agencies, including the Department of the Treasury, the Executive Office of the President, the judiciary, the District of Columbia, and several independent agencies. The independent agencies funded in the bill include the Administrative Conference of the United States, the Consumer Product Safety Commission, the Council of the Inspectors General on Integrity and Efficiency, the Election Assistance Commission, the Federal Communications Commission, the Federal Deposit Insurance Corporation Office of the Inspector General, the Federal Election Commission, the Federal Labor Relations Authority, the Federal Trade Commission, the General Services Administration, the Harry S. Truman Scholarship Foundation, the Merit Systems Protection Board, the Morris K. Udall and Stewart L. Udall Foundation, the National Archives and Records Administration, the National Credit Union Administration, the Office of Government Ethics, the Office of Personnel Management, the Office of Special Counsel, the Privacy and Civil Liberties Oversight Board, the Public Buildings Reform Board, the Securities and Exchange Commission, the Selective Service System, the Small Business Administration, the U.S. Postal Service, and the U.S. Tax Court. The bill also sets forth requirements and restrictions for using funds provided by this and other appropriations acts.

Details

Congress
119th
Chamber
House
Status
summarized
Action
Placed on the Union Calendar, Calendar No. 540.
Action Date
2026-04-24
Date Added
2026-04-28
Source
Congress.gov →

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