YourVoice.Now Summary
Your MoneyCivil LibertiesCorporate BenefitsTransparency & AccountabilityWould bring back a CFPB warning that “you can’t sue us” fine print can itself break the law.
Your Money
The guidance says a company can break the law just by printing a clause the law already voids. It covers contracts for bank accounts, credit cards, loans, and money transfers.
Civil Liberties
Other laws already void some of these clauses. They cover bankruptcy, class actions, and honest reviews. Printing one anyway can count as deceiving you.
Corporate Benefits
When the CFPB pulled the guidance in May 2025, it said it would not focus on enforcing it. If the guidance returns, firms could again be investigated over these clauses.
Transparency & Accountability
Under the Congressional Review Act, an agency cannot reissue a rule Congress voted down in much the same form. The CFPB would need a new law to withdraw this guidance again.
More about this bill
If you have a bank account, credit card, or loan, this is about the fine print. Some clauses in those contracts are already void under other laws. “You agree not to sue us” is one of them. A 2024 federal notice warned companies that printing such a clause can itself be illegal. It misleads you about a right you still have. The Consumer Financial Protection Bureau (CFPB) withdrew that notice in May 2025, along with dozens of other guidance documents. This resolution would cancel the withdrawal, putting the notice back in force. You would not gain a new right or a smaller bill from this. What changes is what regulators can act on. The CFPB and state officials could again treat those clauses as deceptive. A company could then face penalties for what its contract says. For now nothing has changed: on May 13, 2026, the Senate voted not to take the resolution up.
Congressional Summary
Congress's official summary of this bill still describes an earlier version of the text, so we have left it out here. You can read it on Congress.gov.
Details
- Congress
- 119th
- Chamber
- Senate
- Status
- summarized
- Action
- Reported to Senate
- Action Date
- 2026-04-27
- Date Added
- 2026-04-23
- Source
- Congress.gov →
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