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S-44282026-04-29

2026年杜绝“幽灵学生”援助法案

YourVoice.Now 摘要

对普通家庭的影响透明度与问责制

要求对每份FAFSA申请进行欺诈筛查,被标记的申请人须当面或通过实时视频核实身份。

对普通家庭的影响

  • 身份核实要求 — 被标记为存在身份欺诈嫌疑的学生须完成当面或实时视频核实,方可获得联邦学生资助

透明度与问责制

  • 报告要求 — 教育部须自2027年起每年向国会报告欺诈检测系统的使用情况及成效

详细内容

教育部目前用于识别联邦学生资助免费申请表(FAFSA)中身份欺诈的自动化工具有限,这一漏洞让诈骗团伙得以使用虚假或盗用的身份,冒领本应发放给真实学生的联邦助学金——这种情况有时被称为“幽灵学生”欺诈。本法案要求教育部长自2026年10月1日起,使用身份欺诈检测系统审核每一份FAFSA申请。若某份申请引发合理的欺诈嫌疑,该申请人及其所选大学将收到通知,学生须通过当面或实时视频方式确认身份,大学才能发放任何联邦助学资金。各高校将负责保存此类核实的记录,教育部每年须向国会报告该系统的使用情况及成效。

国会摘要

No Aid for Ghost Students Act of 2026 This bill requires the Department of Education (ED) to establish an identity fraud detection system for the Free Application for Federal Student Aid (FAFSA). Beginning on October 1, 2026, ED must use an identity fraud detection system to review each submitted application to determine whether the applicant presents a reasonable suspicion of identity fraud. If ED makes such a determination, it must notify the applicant and each institution of higher education (IHE) designated on the application that the applicant is subject to additional identity verification. An IHE may not disburse federal financial aid to an applicant that presents a reasonable suspicion of fraud unless the IHE verifies the applicant's identity in person or by live video. If the applicant's identity is confirmed, the IHE must notify ED that the applicant's identity has been verified. ED must establish guidelines for the identity verification procedures conducted by IHEs. (On April 26, 2026, ED began implementing a real-time identity fraud detection process within the FAFSA form that places applicants into one of four risk categories. High-risk applicants must confirm their identity by presenting documentation during the online application process, including via a live camera process. Applicants who are rejected via this automated process must then have their identity verified in person by IHEs.)

详细信息

国会届次
undefinedth
议院
状态
行动
提交参议院
行动日期
2026-04-29
添加日期
来源
Congress.gov →

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