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HR-1483House2025-02-21Finance and Financial Sector

Protecting Investors’ Personally Identifiable Information Act

YourVoice.Now Summary

Civil LibertiesTransparency & AccountabilityCorporate Benefits

Your name, address, and Social Security number would be barred from the SEC's market-wide trade database. Trades stay logged under a code.

Civil Liberties

Privacy of investor names, addresses, and Social Security numbers

The Consolidated Audit Trail records every order and trade in United States markets. The agency could not require exchanges, FINRA, or their member firms to attach identifying details to those records. The bill's own list names name, address, date or year of birth, Social Security number, phone, email, and IP address.

Transparency & Accountability

Regulators' ability to trace a trade to a named person

Regulators mine the audit trail to spot manipulation and insider trading, and the ability to see who was behind an order is part of how that works. Orders would still be logged under an account code, so identifying a trader would mean going back to the brokerage rather than querying one database.

Corporate Benefits

Relief for brokers from handing over customer identity data

Exchanges and brokerage firms have argued that pooling investor identity data in one central system makes it a target and leaves them exposed if it leaks. The duty to supply that data for audit trail reporting would be lifted, including under any successor rule.

More about this bill

Your name would stay out of the government's biggest record of stock trades. The Securities and Exchange Commission runs a database that logs every order and trade in the market. It is called the Consolidated Audit Trail. Exchanges, FINRA, and brokerage firms feed it. Under this change, the agency could not make them hand over details that identify you. That means no name, address, birth date, Social Security number, phone, email, or IP address. Trades would still be logged, tied to a code for each account. Market police would still watch for fraud and rigged trading. But matching a code to a real person would take a second step. They would have to go back to the brokerage that holds the account. The ban covers this one reporting rule and any rule that replaces it. It does not block other ways the agency asks a broker who a customer is.

Congressional Summary

Protecting Investors' Personally Identifiable Information ActThis bill limits certain disclosures of personally identifiable information belonging to a participant in the securities market for purposes of tracking market activity.Specifically, the bill prohibits the Securities and Exchange Commission (SEC) from requiring a national securities exchange, a national securities association, or a member of such an exchange or association to provide such information to satisfy the reporting requirements of the Consolidated Audit Trail (data used by regulators to track market activity).

Legislative Subjects

Financial services and investmentsGovernment information and archivesGovernment studies and investigationsRight of privacySecurities

Details

Congress
119th
Chamber
House
Status
summarized
Action
Introduced in House
Action Date
2025-02-21
Date Added
2026-08-27
Source
Congress.gov →

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