HR-2152 — AI PLAN Act | YourVoice.Now

YourVoice.Now Summary

Transparency & Accountability

Three agencies would draw up a plan to fight AI scams — no new rules or safeguards for you.

Transparency & Accountability

Oversight of AI-driven financial crime — first yearly report to Congress

Treasury, Homeland Security, and Commerce would team up on a plan to stop AI-driven fraud. The first plan is due 180 days after the bill becomes law. One follows each year.

Follow-up recommendations to Congress — due 90 days after each report

After each report, the three departments get 90 days to send Congress ideas for new laws. The same package must include tips for businesses on handling AI attacks.

Public access to the AI-crime report — secret section required, public summary optional

Each report must have a secret section for sensitive details. A public summary is allowed but not required. The findings may stay out of view.

More about this bill

Nothing here changes your money, your paperwork, or your rights. The bill tells three federal agencies to write a defense plan. The target is criminals who use artificial intelligence to steal money and spread false information. The Treasury, Homeland Security, and Commerce departments would build the plan together. The first report to Congress would be due 180 days after the bill becomes law, then one each year. Each report must weigh threats like deepfakes, cloned voices, fake identities, faked caller ID numbers, and scams that could rattle markets. It must also list the staff and technology agencies already have, and what more they would need. Part of each report would stay classified. Ninety days after each report, the three departments would send Congress ideas for new laws. The bill sets no new rules for companies. It adds no new money.

Congressional Summary

Artificial Intelligence Practices, Logistics, Actions, and Necessities Act or the AI PLAN ActThis bill requires the Department of the Treasury, the Department of Homeland Security (DHS), and the Department of Commerce to submit a report on the risks posed by the use of artificial intelligence in the commission of financial crimes by adversarial actors.The report mustdescribe interagency, intergovernmental, and public-private partnership activities, policies, and procedures to defend U.S. interests against the national and economic security risks posed by the use of artificial intelligence in the commission of financial crimes; provide a list of readily available resources that can be immediately deployed by federal agencies to combat these risks, andprovide a list of resources needed by federal agencies to combat these risks.Risks that must be considered by the report include deepfakes, voice cloning, foreign election interference, synthetic identities, false flags that disrupt market operations, AI-supported social engineering, and general digital fraud.After submission of this report, Treasury, DHS, and Commerce must make recommendations for legislation and best practices for businesses and government entities to address these risks.

Legislative Subjects

Advanced technology and technological innovationsAdvisory bodiesComputers and information technologyData collection, sharing, protectionDigital mediaFraud offenses and financial crimesGovernment information and archivesGovernment studies and investigationsInternet, web applications, social media

Details

Congress: 119th
Chamber: House
Status: summarized
Action: Reported to House
Action Date: 2026-06-24
Date Added: 2026-07-22
Source: Congress.gov →

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