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HR-3812House2025-11-07Armed Forces and National Security

STRIVE Act of 2025

YourVoice.Now Summary

Your Money

A late VA copay bill would go away after two years — and the VA could cancel copays on its own.

Your Money

Protection from old VA copay bills — collection barred after two years

Right now, no deadline stops the VA from billing an old copay. Under this bill, missing its own notice deadline would cost the VA the right to collect after two years.

Copay protection when VA never sent the $2,000 balance warning

The same two-year block would apply if the VA never told the veteran their unpaid copays had passed $2,000. That $2,000 mark would rise each year with inflation.

VA power to cancel copays — no veteran request needed

The VA could wipe out a veteran's copay any time it decides that is the right call. The veteran would not have to file a request first.

Pension payments capped longer for some veterans — through February 29, 2032

This part is not about copays. It keeps an existing cap on some veterans' pension payments running three more months, to February 29, 2032, instead of ending November 30, 2031.

More about this bill

If you get care through the VA, a late copay bill could stop being your problem. The VA sets its own deadlines for telling veterans what they owe. When it misses one, this bill would bar it from collecting that copay more than two years after the care. The same two-year cutoff would apply if the VA never warned you that your unpaid copays topped $2,000. That $2,000 mark would rise each year with inflation. The VA could also cancel a veteran's copay whenever it decides that is the right call. You would not have to ask first. One other change has nothing to do with copays. It keeps an existing cap on some veterans' pension payments in place three more months, through February 29, 2032. The bill cleared a House committee in November 2025 and is not law.

Congressional Summary

Stop Troubling Retroactive Invoices for Veteran Expenses Act of 2025 or the STRIVE Act of 2025 This bill prohibits the Department of Veterans Affairs (VA), under certain conditions, from collecting copayments from a veteran for hospital care or medical services more than two years after the veteran receives the care or service. Specifically, the VA is prohibited from collecting any copayment from a veteran for hospital care or medical services after the end of the two-year period beginning on the date the veteran received the care or service if the VA did not provide the veteran with timely notice of the copay or provide notice that the aggregate copay amount exceeds $2,000, annually adjusted for inflation. The VA may waive the requirement for a veteran to make any copayment for hospital care or medical services whenever it determines the waiver is appropriate, regardless of whether a veteran submits a request for a waiver. Finally, the bill extends the limitation on pension amounts for certain hospitalized or institutionalized veterans through February 29, 2032. Currently, the limitation expires on November 30, 2031.

Legislative Subjects

Health care costs and insuranceVeterans' medical care

Details

Congress
119th
Chamber
House
Status
summarized
Action
Reported to House
Action Date
2025-11-07
Date Added
2026-07-01
Source
Congress.gov →

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