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HR-3959House2026-02-25Finance and Financial Sector

Protecting Private Job Creators Act

YourVoice.Now Summary

Corporate BenefitsTransparency & Accountability

Bond price quotes could skip the public facts brokers must check now — a step the SEC already waives.

Corporate Benefits

Brokers exempt from bond-quote disclosure rule — no end date

Today a broker must check current public facts about a borrower before posting a bond price. This bill would drop that step for bonds and similar debt, with no end date.

Exemption covers bonds that convert into company stock

The exemption also reaches bonds that can be swapped for company shares, plus debt that comes with the right to buy shares. Those instruments carry a stock side, which is what the SEC rule was built for.

Transparency & Accountability

Public information required before quoting a bond price

Right now a broker cannot post a bond price unless facts about the borrower are public. Drop that rule and a price can go up with nothing on file.

SEC's power to restore the bond disclosure rule

The SEC now chooses whether the rule applies to bonds, and the agency has waived it. Writing the exemption into law would take that choice away from the SEC.

More about this bill

Most people would see no change in daily life. If you buy bonds or CDs through a broker, this touches the price quotes you see. Today an SEC rule bars a broker from posting a quote unless current public information about the borrower exists. This bill would end that rule for bonds, notes, CDs, and other forms of debt. Little would change right away. The SEC already lets brokers skip this rule for bonds, with no end date set. The change is that a law is harder to undo than an agency decision. The SEC could not put the rule back on its own. The bill also covers bonds that can turn into company stock. It has not become law; a House committee sent it forward in February 2026.

Congressional Summary

This bill provides statutory authority for an exemption from specified disclosure requirements applicable to fixed-income securities (e.g., corporate bonds or a certificate of deposit).Under current securities regulations, brokers and dealers are generally prohibited from publishing securities quotations (i.e., the sale price) in over-the-counter (i.e., not on a national exchange) markets unless they have certain information about the securities issuer in their records. The Securities and Exchange Commission issued a series of orders (with the latest order issued in November 2024) granting an exemption to this rule to fixed-income securities that comply with specified safe-harbor rules. The bill provides statutory authority for this exemption.

Legislative Subjects

Bank accounts, deposits, capitalFinancial services and investmentsSecurities

Details

Congress
119th
Chamber
House
Status
summarized
Action
Placed on the Union Calendar, Calendar No. 448.
Action Date
2026-02-25
Date Added
2026-04-09
Source
Congress.gov →

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