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HR-3959House2026-02-25Finance and Financial Sector

Protecting Private Job Creators Act

YourVoice.Now Summary

Right now, SEC regulations require brokers to verify and publish certain information before they can quote prices on securities. This bill would exempt fixed-income securities — bonds, notes, debentures, certificates of deposit, and asset-backed securities — from those requirements. The goal is to make it easier for private companies to access debt markets and raise capital without the regulatory burden of SEC Rule 15c2-11, which was originally designed for equity markets.

Congressional Summary

Protecting Private Job Creators ActThis bill provides statutory authority for an exemption from specified disclosure requirements applicable to fixed-income securities (e.g., corporate bonds or a certificate of deposit).Under current securities regulations, brokers and dealers are generally prohibited from publishing securities quotations (i.e., the sale price) in over-the-counter (i.e., not on a national exchange) markets unless they have certain information about the securities issuer in their records. The Securities and Exchange Commission issued a series of orders (with the latest order issued in November 2024) granting an exemption to this rule to fixed-income securities that comply with specified safe-harbor rules. The bill provides statutory authority for this exemption.

Legislative Subjects

Bank accounts, deposits, capitalFinancial services and investmentsSecurities

Details

Congress
119th
Chamber
House
Status
summarized
Action
Reported to House
Action Date
2026-02-25
Date Added
2026-04-09