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HR-5350House2025-09-15Law

FAIR Act of 2025

YourVoice.Now Summary

Civil LibertiesWorkers & JobsCorporate Benefits

Fine-print clauses forcing private arbitration would no longer block you from suing over job, consumer, or civil rights disputes.

Civil Liberties

Right to sue despite fine print — jobs, purchases, civil rights

Job, loan, and store contracts can make you take future fights to a private arbitrator, not a court. Those clauses would not count for job, consumer, or civil rights claims. The same goes for antitrust class cases.

Joining class actions or group cases — fine-print bans void

Some contracts make you promise never to join a class action or other group case. That promise would not count in these kinds of disputes. This holds in court, in arbitration, or at an agency.

Workers & Jobs

Union workers' court access for legal rights — despite contract arbitration

Arbitration rules in union contracts would stay. But they could not stop a worker from going to court to enforce a right under the Constitution or a law.

Federal arbitration law's reach — no longer covers any worker's job contract

Today the main federal law on arbitration skips job contracts for sailors, rail workers, and other transport workers. The bill would skip all workers' job contracts. That also covers people who work as contractors.

Corporate Benefits

Companies' forced arbitration clauses — unenforceable in new disputes, even old contracts

Businesses could not enforce these clauses or class-action bans if signed before a dispute. This would cover new disputes, even under old contracts. Both sides could still agree to arbitrate once a dispute starts.

More about this bill

If you work, shop, borrow, or bank, the fine print you sign may say you cannot sue. It can send any future dispute to private arbitration instead of court. Under this bill, those clauses would no longer count for job, consumer, civil rights, or antitrust class disputes. Fine print that bars you from joining a class action or group case would not count either. The rule would start the day the bill becomes law. It would cover new disputes even under contracts you signed earlier. A judge, not an arbitrator, would decide whether the rule covers a case. You could still choose arbitration after a dispute starts. The federal arbitration law already does this for sexual assault and sexual harassment cases.

Congressional Summary

Forced Arbitration Injustice Repeal Act of 2025 or the FAIR Act of 2025 This bill prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.

Details

Congress
119th
Chamber
House
Status
summarized
Action
Introduced in House
Action Date
2025-09-15
Date Added
2026-10-08
Source
Congress.gov →

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