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HR-5438House2025-09-17Economics and Public Finance

Incentivize Savings Act

YourVoice.Now Summary

Workers & Jobs

Unspent federal money would go three ways — the debt, one more year of use, and staff bonuses.

Workers & Jobs

Bonuses for federal workers — up to 10% of basic pay

An agency would have to spend 2 percent of its unspent money on bonuses to keep its own staff. Each bonus would be capped at 10 percent of that worker's basic pay, due within 30 days of the deadline.

More about this bill

If you do not work for a federal agency, you would likely notice no change. The bill sets new rules for money an agency does not spend in time. Of that unspent money, 49 percent would stay available for one more year. Another 49 percent would go to paying principal and interest on the national debt. The last 2 percent would pay bonuses to that agency's own staff. Those bonuses would be due within 30 days after the spending deadline. No one bonus could top 10 percent of a worker's basic pay. Money left over after the bonuses would also go to the debt. The agency would then face a cap on its next budget request. It could not ask for more than it asked the year the money expired, plus inflation. The rules would cover executive branch agencies, including the Postal Service. The American Red Cross is named as not covered. The bill names no start date.

Congressional Summary

Incentivize Savings Act This bill establishes requirements for allocating unexpended appropriations for federal agencies. If appropriations are provided to a federal agency for a definite period and the agency does not spend the funds during the period of availability, the bill requires 49% of the funds to remain available for an additional fiscal year, 49% of the funds to be used for payments of principal and interest on the public debt, and 2% of the funds to be used for retention bonuses within the agency that do not exceed 10% of an employee's basic pay. If an agency's unexpended appropriations are allocated under this bill, the agency's budget request for the fiscal year following the fiscal year in which the funds expired may not exceed the prior year's budget request with an adjustment for inflation.

Legislative Subjects

Budget deficits and national debtBudget processExecutive agency funding and structure

Details

Congress
119th
Chamber
House
Status
summarized
Action
Introduced in House
Action Date
2025-09-17
Date Added
2026-09-22
Source
Congress.gov →

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