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HR-6079Social Welfare

Social Security Guarantee Act of 2025

YourVoice.Now Summary

Your MoneyCivil Liberties

Social Security checks would come with a legal promise — one you could enforce in court.

Your Money

Monthly Social Security payment guaranteed — at your current amount

Treasury would issue you a certificate listing your monthly benefit. That amount would be set by the rules in place the day it is issued.

Yearly cost-of-living raise required — tied to your own costs

The certificate would require an adjustment at least once a year. Its size would track the rise in that person's own living costs, not one national figure.

Benefits paid without new spending bills — federal duty to pay

Each certificate would count as spending the government has already approved. Checks could go out without Congress voting the money in a later bill.

Civil Liberties

Right to sue over benefit cuts — new legal guarantee

The bill calls the certificate a legally enforceable guarantee. If the government paid less than the certificate says, the holder could take the claim to court.

More about this bill

If you get Social Security, the Treasury would issue you a certificate within 90 days. It would be a legal promise that your monthly check stays at its current amount. It would also promise a raise at least once a year, based on your own rising costs. People who qualify later would get one when their benefits start. The promise could be enforced in court. It would also make payment a legal duty of the federal government. No new spending bill would be needed each year. The promise would cover retirement, disability, and survivor benefits. The bill was introduced in the House in November 2025 and is not law.

Congressional Summary

This bill requires the Department of the Treasury to issue certificates to Social Security beneficiaries that guarantee them the full monthly benefit amount to which they are entitled and at least an annual cost-of-living increase to their benefits. It also provides additional mandatory funding for those benefits.Currently, Social Security beneficiaries are entitled to their benefits, but benefits are primarily funded through a payroll tax (including assets derived from the tax held in reserve). Actuarial projections reported by the Social Security Board of Trustees indicate that in 2035 there will be insufficient tax revenue and reserved assets to cover the full amount of benefit payments.

Details

Congress
119th
Chamber
Status
summarized
Action
Action Date
Date Added
2026-04-02
Source
Congress.gov →

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