This bill has advanced since we wrote our summary.
Current stage on Congress.gov: Referred in Senate.
Despite a title suggesting a substantive bail-reform mechanism, the actual change in the Keeping Violent Offenders Off Our Streets Act of 2025 is narrow: it amends the federal insurance-fraud statute (18 U.S.C. § 1033(f)(1)(A)) to make clear that 'the posting of monetary bail, criminal bail bonds, and Federal immigration bail bonds' counts as 'the business of insurance' for federal-fraud-prosecution purposes. The practical effect is that knowingly making false statements or material misrepresentations in connection with posting bail can be prosecuted under the same federal insurance-fraud framework, which carries up to 10 years in prison. The bill does not change any state or federal bail-decision laws, who is eligible for bail, or sentencing for any underlying offense. Republican Rep. Scott Fitzgerald of Wisconsin introduced the bill with five Republican co-sponsors.
Congressional Summary
Keeping Violent Offenders Off Our Streets Act of 2025This bill broadens the definition of the term business of insurance, for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds.Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.
Legislative Subjects
Details
- Congress
- 119th
- Chamber
- House
- Status
- summarized
- Action
- Reported to House
- Action Date
- 2026-04-09
- Date Added
- 2026-05-12
- Source
- Congress.gov →
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