YourVoice.Now Summary
Criminal Justice & Due ProcessFraud in posting bail — even an immigration bond — would be a federal crime.
Criminal Justice & Due Process
Federal law makes it a crime to steal or lie in the insurance business. The bill counts posting bail as insurance, so those same crimes would cover cash bail and bail bond deals.
Bonds paid to get someone out of immigration detention are named in the bill. Fraud in those deals has not fallen under this federal law before.
Federal law already bars people with a conviction for lying or stealing from insurance work. Breaking that bar can mean five years in prison, and it would reach bail work.
More about this bill
Bail bond companies and community bail funds would come under a federal fraud law. That law punishes fraud, theft, and false statements in the insurance business. The bill counts posting bail as writing insurance, so the law would reach bail deals. Cash bail, criminal bail bonds, and bonds paid to release someone from immigration detention are all named. One rule reaches further than fraud itself. Federal law bars anyone with a felony conviction for dishonesty from insurance work, with up to five years in prison. Counting bail as insurance would extend that bar to bail work. The House passed the bill on May 14, 2026. The Senate has not voted, so nothing has changed yet.
Congressional Summary
Keeping Violent Offenders Off Our Streets Act of 2025This bill broadens the definition of the term business of insurance, for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds.Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.
Legislative Subjects
Details
- Congress
- 119th
- Chamber
- House
- Status
- summarized
- Action
- Reported to House
- Action Date
- 2026-04-09
- Date Added
- 2026-05-12
- Source
- Congress.gov →
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