Federal law already prohibits fraud in connection with the business of insurance; this act explicitly adds the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds to that same prohibition. Bail bondsmen, co-signers, and others involved in the bail process who submit false information or otherwise commit fraud when securing a defendant's release can now face federal criminal charges under 18 U.S.C. § 1033. The expansion covers both standard criminal proceedings and federal immigration detention, meaning fraudulent conduct in immigration bail bond transactions falls within the federal fraud statute for the first time.
Criminal Justice & Due Process
- Federal criminal fraud liability — expanded to cover monetary bail, criminal bail bonds, and federal immigration bail bonds
Congressional Summary
Keeping Violent Offenders Off Our Streets Act of 2025This bill broadens the definition of the term business of insurance, for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds.Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.
Legislative Subjects
Details
- Congress
- 119th
- Chamber
- House
- Status
- summarized
- Action
- Reported to House
- Action Date
- 2026-04-09
- Date Added
- 2026-05-12
- Source
- Congress.gov →
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