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HR-826House2026-06-03Commerce

COVID Fraud Transparency Act of 2026

YourVoice.Now Summary

Transparency & Accountability

Requires the SBA's inspector general to report to Congress every quarter on fraud in COVID-era PPP and EIDL loans, for two years.

Transparency & Accountability

  • Quarterly COVID loan fraud reporting — SBA Inspector General must report new, suspected, and resolved fraud cases to Congress every 3 months
  • Fraud reporting authority — Terminates 2 years after enactment

The details

The SBA Inspector General — the agency's internal watchdog — must submit quarterly reports to Congress tracking fraud in COVID-19 SBA loans, including Paycheck Protection Program (PPP) loans and pandemic-era Economic Injury Disaster Loans (EIDL). Each report must show the total number and dollar value of loans made, the number of new and suspected fraud cases, cases resolved, and the types of fraud involved. The requirement takes effect within 60 days of enactment and automatically expires two years after the bill becomes law.

Congressional Summary

COVID Fraud Transparency Act of 2026This bill requires the Small Business Administration's Office of Inspector General to report quarterly to Congress about fraud cases involving certain COVID-19 loans (e.g., Paycheck Protection Program loans).The report must include thenumber and total dollar amount of such loans,number of new cases of fraud and suspected fraud,number of fraud cases resolved, andtypes of such cases of fraud.The reporting requirements terminate two years after this bill is enacted.

Legislative Subjects

Congressional oversightFraud offenses and financial crimesGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigations

Details

Congress
119th
Chamber
House
Status
summarized
Action
Reported to House
Action Date
2026-06-03
Date Added
2026-06-19
Source
Congress.gov →

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