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HR-826House2026-06-03Commerce

COVID Fraud Transparency Act of 2026

YourVoice.Now SummaryTransparency & Accountability

Hundreds of billions of dollars in emergency small business loans — including the Paycheck Protection Program and COVID Economic Injury Disaster Loans — were distributed quickly during the pandemic, and a significant portion was fraudulently obtained. This bill requires the Small Business Administration's internal watchdog (the Inspector General) to report to Congress every three months on how many fraud cases have been identified and resolved, broken down by type and total dollar amount. The reporting requirement is active for two years from the law's effective date, and no additional funding is authorized to carry it out.

Transparency & Accountability

  • Congressional oversight of COVID loan fraud — SBA Inspector General required to file quarterly reports on PPP and EIDL fraud cases, totals, and case types
  • Reporting requirement duration — Sunset provision terminates the quarterly reporting obligation two years after enactment

Congressional Summary

COVID Fraud Transparency Act of 2026This bill requires the Small Business Administration's Office of Inspector General to report quarterly to Congress about fraud cases involving certain COVID-19 loans (e.g., Paycheck Protection Program loans).The report must include thenumber and total dollar amount of such loans,number of new cases of fraud and suspected fraud,number of fraud cases resolved, andtypes of such cases of fraud.The reporting requirements terminate two years after this bill is enacted.

Legislative Subjects

Congressional oversightFraud offenses and financial crimesGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigations

Details

Congress
119th
Chamber
House
Status
summarized
Action
Reported to House
Action Date
2026-06-03
Date Added
2026-06-19
Source
Congress.gov →

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