YourVoice.Now Summary
Your MoneyNo dollar caps on kids' CHIP dental care — and add-on dental coverage stops being optional for states.
Your Money
States could not cap the dollar value of dental benefits for a child on CHIP, either in one year or over a lifetime. Today a family pays out of pocket once the cap is hit.
A child who has health insurance without dental could get CHIP dental on top of it. States can say no to that today. Here they would have to offer it, and meet the conditions already in the law while they do.
More about this bill
Your child on CHIP could not be cut off from dental care after hitting a dollar cap. CHIP is the health plan for kids in families with modest income. States would no longer be allowed to set yearly or lifetime caps on dental benefits. Today a state can stop paying at its limit, and the family covers the rest. Dental-only coverage would also stop being a state choice. A child whose health plan leaves out dental could get CHIP dental on top of it. States would have to offer it, and would still follow the conditions already in the law. Both changes would start six months after the bill became law.
Congressional Summary
Ensuring Kids Have Access to Medically Necessary Dental Care Act This bill modifies dental coverage under the Children's Health Insurance Program (CHIP). Specifically, the bill prohibits lifetime or annual limits on CHIP dental coverage. It also requires states to offer dental-only supplemental coverage under CHIP to children who have other health insurance but are otherwise eligible for CHIP (i.e., wraparound coverage); such coverage is currently at the option of the state.
Details
- Congress
- 119th
- Chamber
- House
- Status
- summarized
- Action
- Introduced in House
- Action Date
- 2026-07-22
- Date Added
- 2026-08-26
- Source
- Congress.gov →
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