HRES-1007 — Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

YourVoice.Now Summary

A non-binding House statement on AI in lending and housing — it sets no rules and changes nothing for you.

The details

You would see no change in your daily life from this resolution. It sets no rules and changes no law. It states what the House wants its Financial Services Committee to focus on. The subject is how banks, lenders, and landlords use artificial intelligence, or AI. The House says the committee should make sure regulators still enforce anti-discrimination laws when AI helps decide who gets a loan. The committee should also look at privacy laws, cybersecurity, and how AI affects jobs. It adds that new AI rules should not fall hardest on small lenders. None of this binds a single agency or company. As of March 19, 2026, the resolution was waiting for a floor vote.

Legislative Subjects

Advanced technology and technological innovationsComputers and information technologyFinancial services and investmentsHouse of RepresentativesHousing industry and standards

Details

Congress: 119th
Chamber: HOUSE
Status: floor consideration
Action: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-559.
Action Date: 2026-03-19
Date Added: 2026-04-19
Source: Congress.gov →

Record 6bf3c9f7-d27f-4379-b1b4-907b5b97a523 · JSON

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