Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

This is a non-binding resolution — it doesn't change any law. It expresses the House Financial Services Committee's view that AI use in banking, lending, tenant screening, and mortgages should be monitored but not over-regulated. The resolution emphasizes applying existing anti-discrimination laws to AI decisions, protecting small community banks from heavy compliance costs, and supporting U.S. leadership in AI. There's no immediate impact on companies or consumers — it signals the Committee's priorities as it considers future AI rules.