If you rent a lot in a manufactured home community — a mobile home park — and the park's owner uses federally backed financing, this bill would require your lease to include a set of basic tenant protections. You'd get renewable one-year leases, at least 60 days' written notice before a rent increase (with more notice for bigger hikes), a 5-day grace period on rent, 15 days to fix a missed payment, and the right to sell your home in place without being forced to move it first. Park owners who want to sell the community would have to give residents 60 days' notice and negotiate in good faith if residents want to buy it. Violations could result in penalties and a ban on future federal financing for up to two years.
Congressional Summary
Manufactured Housing Tenant's Bill of Rights Act of 2025 This bill requires manufactured home communities and home parks to meet minimum consumer protections to be eligible for certain federally-backed loans for the construction, substantial rehabilitation, or purchase of these communities.Specifically, the Department of Housing and Urban Development is prohibited from insuring such a loan, and Fannie Mae and Freddie Mac are prohibited from purchasing such a loan, unless a borrower provides specified tenant protections, includingone-year renewable lease terms, unless there is good cause for nonrenewal;at least a 60-day advance notice of any increase in rent, or of a sale or closure of the community;a five-day grace period for rent payments; anda right for a tenant to sell a manufactured home within a reasonable time period after eviction.The bill sets forth penalties for violations of these protections.The bill also establishes the Manufactured Home Community Lending Standards Commission to propose additional consumer protection standards.
Details
- Congress
- 119th
- Chamber
- Senate
- Status
- summarized
- Action
- Introduced in Senate
- Action Date
- 2025-03-27
- Date Added
- 2026-03-30