YourVoice.Now Summary
Your MoneyCivil LibertiesCorporate BenefitsTransparency & AccountabilityIn parks with federal loan help, renters would get year-long leases, 60 days' notice on rent, and the right to sell in place.
Your Money
The owner would have to tell you in writing at least 60 days before rent goes up or a new charge starts. The notice must explain why, and a rise over 5 percent adds 30 more days for each extra 2.5 percent.
Leases would run one year and renew for another year. The owner could refuse only with good cause, and only parks whose owner uses a federal loan program are covered.
You could sell your manufactured home without hauling it out of the park first. You could also hand your lot lease to the buyer and put up a For Sale sign.
The owner would have to give 60 days' written notice before selling or closing the park, with the price and terms. No offer could be accepted in those 60 days, and the owner would have to bargain in good faith with residents who want to buy.
Rent paid within 5 days of the due date could not be treated as late. You would also have 15 days to make up a missed payment before you are in default.
An owner who ended your lease without cause would owe you 6 months of current rent. Other breaches carry their own amounts, such as an unlawful rent rise paid back with interest, plus 25 percent.
The Federal Housing Finance Agency would write a standard lot lease within one year. It is meant to make home loans in these parks easier for Fannie Mae and Freddie Mac to buy.
Civil Liberties
An owner could end a tenancy only for a serious breach of the lease or park rules, or for a real business reason named in the lease. The owner would have to put the reason in writing.
Corporate Benefits
HUD could not back, and Fannie Mae and Freddie Mac could not buy, a park loan unless the owner signs on to these lease terms. The promise covers every park that owner runs, even ones with no federal loan.
An owner who knowingly breaks one of these rules would be shut out of federal loan help and other federal housing aid. The block would last at least two years.
These loan programs now cut prices for owners who add tenant rights. A price cut would have to go beyond the new floor, 180 days after the law starts.
Transparency & Accountability
HUD and the agency over Fannie Mae and Freddie Mac would post one website listing every park with these rights. The site would also show how today's rules differ.
The panel of 16 would include park residents, scholars, lawmakers, and agency staff. It would hold two open hearings, take comments, send Congress a plan for stronger rules, then close.
More about this bill
Renting a lot in a mobile home park could come with new rights. It would apply where the park owner uses a federal home loan program. You would get a one-year lease that renews unless the owner has good cause to end it. The owner would have to warn you in writing at least 60 days before your rent goes up. Bigger increases would take longer notice. You could sell your home where it sits instead of paying to move it. You would get 5 days of grace on late rent, and 15 days to fix a missed payment. If the park went up for sale, you would get 60 days' notice and a chance to buy it. Owners who broke these rules would owe money to the tenant. For an eviction without cause, that is 6 months of rent. The rules would start 180 days after the bill became law. Owners would have to promise in writing to follow them in every park they own. Owners who willfully broke them could lose federal loan backing for two years. Federal housing agencies would post a public list of covered parks. A 16-member panel would study stronger standards and report to Congress within a year. No new money is set aside, so existing agency funds would pay the cost.
Congressional Summary
Manufactured Housing Tenant's Bill of Rights Act of 2025 This bill requires manufactured home communities and home parks to meet minimum consumer protections to be eligible for certain federally-backed loans for the construction, substantial rehabilitation, or purchase of these communities.Specifically, the Department of Housing and Urban Development is prohibited from insuring such a loan, and Fannie Mae and Freddie Mac are prohibited from purchasing such a loan, unless a borrower provides specified tenant protections, includingone-year renewable lease terms, unless there is good cause for nonrenewal;at least a 60-day advance notice of any increase in rent, or of a sale or closure of the community;a five-day grace period for rent payments; anda right for a tenant to sell a manufactured home within a reasonable time period after eviction.The bill sets forth penalties for violations of these protections.The bill also establishes the Manufactured Home Community Lending Standards Commission to propose additional consumer protection standards.
Details
- Congress
- 119th
- Chamber
- Senate
- Status
- summarized
- Action
- Introduced in Senate
- Action Date
- 2025-03-27
- Date Added
- 2026-03-30
- Source
- Congress.gov →
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