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S-1318Senate2026-04-29Armed Forces and National Security

Fallen Servicemembers Religious Heritage Restoration Act

YourVoice.Now Summary

Civil LibertiesCriminal Justice & Due ProcessTransparency & AccountabilityYour MoneyTargeted & Unrelated Provisions

New limits on FBI searches of Americans' data and a ban on a Federal Reserve digital dollar — swapped into a veterans' grave-marker bill.

Civil Liberties

Protection from being targeted without a court order — written into law

Agents could not aim this spying program at an American. To reach one, they would first need a court order or a warrant. The bill writes that limit into a new part of the law.

Independent review of FBI searches for Americans' data — every month

Each month the FBI would hand over its written reasons for every search that used an American's name. A privacy officer at the top spy office would read them. Bad ones would go to a watchdog to judge.

Protection against FBI searches of Americans' data — lawyers must approve

Today an FBI supervisor can sign off on a search for an American's name. The bill would drop supervisors from that list. Only certain FBI lawyers could approve one.

Privacy from spying that sweeps in Americans' messages — three more years

The program picks up messages of foreigners abroad with no warrant for each person. Americans' messages get swept in too. Its end date would move from April 30, 2026 to April 30, 2029.

Criminal Justice & Due Process

Prison time for FBI staff who misuse Americans' data — five years

An FBI worker who breaks the rules for searching Americans' data on purpose would commit a new federal crime. The penalty: a fine, up to five years in prison, or both.

Criminal penalty for faking compliance with the search rules — five years

Lying about following the search rules, or badly misstating it, would also be a crime. That one is not limited to FBI staff. It carries the same penalty: a fine, up to five years in prison, or both.

Transparency & Accountability

Lawmakers' access to the spying court — new rules within 60 days

The court that signs off on spying orders meets behind closed doors. Within 60 days the Attorney General would have to throw out the visit rules set before 2026. New rules would let named lawmakers and staff attend.

Outside audit of who the government targets — due within one year

Congress's audit arm, the GAO, would study how the government picks who to spy on. Within a year it would tell four committees whether those picks stay limited to foreigners abroad.

Pressure on Congress to revisit these spying powers — three more years

These spying powers carry an end date, so Congress has to act again to keep them alive. The bill would push that date out three years, from April 30, 2026 to April 30, 2029.

Your Money

Your option to hold an account at the Federal Reserve — barred

You bank with a private bank or credit union, not the Federal Reserve. The bill would make that a hard rule. A Federal Reserve bank could not hold your account or sell you financial products.

A digital dollar from the Federal Reserve — banned, even through banks

The Federal Reserve could not create a digital dollar, hand one out through your bank, or use one to steer interest rates. It could not even test or study one. A new name or label would not dodge the ban. But the ban reaches only money the Federal Reserve itself owes and offers to everyone.

Targeted & Unrelated Provisions

Grave-marker fixes for Jewish American troops buried abroad — struck out

The Senate bill would fix wrong faith symbols on the graves of Jewish American troops buried overseas. The House struck every word of it and kept only the bill's number and title. In its place went spying rules and a digital dollar ban.

More about this bill

Nothing here would change your daily routine, and none of it matches the bill's name. The Senate passed a measure on grave markers for Jewish American troops buried abroad. The House struck all of it and put two unrelated measures in its place. The bill keeps its old number and title. The first sets new limits on a foreign spying program that also sweeps in Americans' messages. Federal agents could not aim that program at an American. Reaching an American would take a court order or a warrant. An FBI lawyer, not a supervisor, would have to approve any search of gathered data for an American's name. A privacy officer would read the reasons for those searches each month and send bad ones to a watchdog. Breaking the search rules on purpose would become a federal crime. So would faking a claim that the rules were followed. Each would carry up to five years in prison. The program's end date would move from April 30, 2026 to April 30, 2029. The second bars the Federal Reserve from issuing a digital dollar. It could not hand one out through your bank either. It could not use one to steer interest rates. It could not even test or study one. A new name or label would not get around the ban. Federal Reserve banks also could not hold accounts for people or sell them financial products. The ban has edges, and they are written into the text. It reaches only money the Federal Reserve itself owes and offers to the general public. A digital dollar built by a bank or a private firm is not covered. Neither is a dollar currency that anyone may use and that stays as private as cash. The bill closes with a statement that carries no legal force. It says the Federal Reserve has no power to issue a digital dollar today. Only Congress could grant that power, using the money powers the Constitution gives it.

Congressional Summary

Foreign Intelligence Accountability Act and the Anti-CBDC Surveillance State ActThis bill reauthorizes Title VII of the Foreign Intelligence Surveillance Act (FISA) until April 30, 2029, and expands protections related to surveillance under Section 702 of FISA. It also prohibits a Federal Reserve bank from offering financial products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (CBDC).Section 702 of FISA concerns acquiring communications of non-U.S. persons believed to be outside the United States to obtain foreign intelligence information. Information about U.S. persons may incidentally be acquired by this type of surveillance and subsequently queried (searched) under certain circumstances.Changes to Section 702 include requiring monthly reviews by the Office of the Director of National Intelligence (ODNI) for each U.S. person query conducted by the Federal Bureau of Investigation (FBI). ODNI must refer queries that do not comply with established standards, as well as possible abuses of civil liberties or privacy, to the Office of the Intelligence Community Inspector General.The bill institutes criminal penalties for (1) those who knowingly and willingly falsify or materially misrepresent complying with querying procedures, and (2) FBI personnel who knowingly and willingly violate procedures related to U.S. person queries.FBI supervisors may no longer approve U.S. person queries; only certain FBI attorneys may do so.The Federal Reserve System's Board of Governors may not use a CBDC to implement monetary policy or test, study, create, or implement a CBDC, with certain exceptions.

Legislative Subjects

American Battle Monuments CommissionMilitary facilities and propertyMilitary historyPublic contracts and procurementReligionVeterans' organizations and recognition

Details

Congress
119th
Chamber
Senate
Status
summarized
Action
Passed House
Action Date
2026-04-29
Date Added
2026-05-22
Source
Congress.gov →

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