Originally a Senate bill to correct religious markers on the graves of American-Jewish servicemembers buried overseas, the House replaced the entire text with two unrelated measures. Title I tightens Foreign Intelligence Surveillance Act (FISA) Section 702 by requiring monthly civil-liberties review of FBI queries that use U.S. person search terms, adding criminal penalties of up to five years for FBI staff who knowingly violate query rules, barring intentional targeting of U.S. persons without a warrant, and extending Section 702 authority through April 30, 2029. Title II prohibits the Federal Reserve from issuing, testing, developing, or studying a central bank digital currency directly or through intermediaries, and bars use of any CBDC in monetary policy.
Civil Liberties
- Warrant requirement to target U.S. persons under Section 702 — Added
- Civil Liberties Protection Officer review of FBI U.S.-person queries — Required monthly
- Federal Reserve authority to issue or develop a central bank digital currency — Prohibited
Criminal Justice & Due Process
- Penalties for FBI staff violating Section 702 query rules — Up to 5 years prison added
Transparency & Accountability
- GAO audit of Section 702 targeting procedures — Required within one year
- FISA Section 702 sunset — Extended from April 2026 to April 2029
Congressional Summary
Foreign Intelligence Accountability Act and the Anti-CBDC Surveillance State ActThis bill reauthorizes Title VII of the Foreign Intelligence Surveillance Act (FISA) until April 30, 2029, and expands protections related to surveillance under Section 702 of FISA. It also prohibits a Federal Reserve bank from offering financial products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (CBDC).Section 702 of FISA concerns acquiring communications of non-U.S. persons believed to be outside the United States to obtain foreign intelligence information. Information about U.S. persons may incidentally be acquired by this type of surveillance and subsequently queried (searched) under certain circumstances.Changes to Section 702 include requiring monthly reviews by the Office of the Director of National Intelligence (ODNI) for each U.S. person query conducted by the Federal Bureau of Investigation (FBI). ODNI must refer queries that do not comply with established standards, as well as possible abuses of civil liberties or privacy, to the Office of the Intelligence Community Inspector General.The bill institutes criminal penalties for (1) those who knowingly and willingly falsify or materially misrepresent complying with querying procedures, and (2) FBI personnel who knowingly and willingly violate procedures related to U.S. person queries.FBI supervisors may no longer approve U.S. person queries; only certain FBI attorneys may do so.The Federal Reserve System's Board of Governors may not use a CBDC to implement monetary policy or test, study, create, or implement a CBDC, with certain exceptions.
Legislative Subjects
Details
- Congress
- 119th
- Chamber
- Senate
- Status
- summarized
- Action
- Passed House
- Action Date
- 2026-04-29
- Date Added
- 2026-05-22
- Source
- Congress.gov →
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