Keep Your Coins Act of 2025

This bill would prohibit any federal agency — Treasury, the SEC, or bank regulators — from restricting a person's ability to use cryptocurrency like Bitcoin to buy goods and services for their own use, or from stopping them from holding crypto in a 'self-hosted wallet' (a digital wallet where the owner, not a company, controls the private keys). It's aimed at blocking proposed rules that would restrict self-custody. Crypto users and privacy advocates back it; critics say it hampers enforcement against money laundering and sanctions evasion.