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S-2327Senate2025-07-17Finance and Financial Sector

Federal Reserve Transparency Act of 2025

YourVoice.Now Summary

The Federal Reserve would face a full, comprehensive audit by the Government Accountability Office under this bill — something the Fed has resisted for decades. Current law specifically exempts the Fed's monetary policy decisions, foreign transactions, and dealings with other central banks from GAO review. The bill removes all of those exemptions, requiring the GAO to complete its audit within one year and report the results to Congress.

Congressional Summary

Federal Reserve Transparency Act of 2025This bill directs the Government Accountability Office (GAO) to complete an audit of the Federal Reserve Board and Federal Reserve banks not later than 12 months after enactment. In addition, the bill allows the GAO to audit the Federal Reserve Board and Federal Reserve banks with respect to (1) international financial transactions; (2) deliberations, decisions, or actions on monetary policy matters; (3) transactions made under the direction of the Federal Open Market Committee; and (4) discussions or communications among Federal Reserve officers, board members, and employees regarding any of these matters.

Legislative Subjects

Accounting and auditingBank accounts, deposits, capitalCongressional oversightFederal Reserve SystemGovernment studies and investigations

Details

Congress
119th
Chamber
Senate
Status
summarized
Action
Introduced in Senate
Action Date
2025-07-17
Date Added
2026-04-06